NIFA Loans

Eagle Mortgage’s NIFA Loans Program is dedicated to helping first-time homebuyers and low-to-moderate-income families in Nebraska achieve their dream of homeownership. By partnering with the Nebraska Investment Finance Authority (NIFA), we provide a range of mortgage options with competitive rates, down payment assistance, and tailored terms that make buying a home more affordable and accessible. Our streamlined process and expert guidance ensure you have the support you need every step of the way, turning your homeownership dreams into reality.

Dynamic Financing with ARM Program: Program Details

Discover the path to homeownership with Eagle Mortgage's NIFA Loans Program, specifically designed to support first-time buyers and those with moderate incomes in Nebraska. Our program provides access to a variety of loan options, each offering unique benefits to suit your financial needs and homeownership goals. With features like down payment assistance and competitive interest rates, the NIFA Loans Program is a versatile solution that can make purchasing your first home more attainable. Whether you're navigating the housing market for the first time or looking for affordable financing options, Eagle Mortgage is here to help simplify the process and guide you toward the best choice. Enjoy a seamless journey from start to finish with flexible terms, comprehensive support, and a commitment to helping you secure your ideal home.

Benefits of Choosing Eagle Mortgage for Your NIFA Loan

  • Lower Down Payment Requirements
  • Competitive Interest Rates
  • Down Payment Assistance
  • Variety of Loan Options
  • Dedicated Support for Low-to-Moderate Income Buyers

Frequently asked questions

What we think you should know about NIFA Loans

  • Who Qualifies for NIFA Loans?

    To qualify for a NIFA Loan, you must:

    • Be a first-time homebuyer (defined as someone who hasn’t owned a home in the past three years, with some exceptions for targeted areas and military veterans).
    • Meet the income limits set by NIFA, which vary based on household size and the county where the home is located.
    • Purchase a home within the maximum purchase price limits specified for your area.

  • How Do NIFA Loans Work?

    1. Contact a NIFA-Approved Lender: Start by reaching out to us. We can guide you through the application process and explain your options.
    2. Get Pre-Approved: Work with us to get pre-approved for a mortgage amount, helping you understand your budget before house hunting.
    3. Choose Your NIFA Loan Program: Based on your eligibility and financial needs, select the NIFA loan program that best fits your situation.
    4. Close on Your Home: Once you find a home, we will guide you through the closing process, ensuring all documentation and financial requirements are in order.

  • Why Choose a NIFA Loan?

    NIFA Loans are a great option for first-time homebuyers and low-to-moderate-income families because they provide:

    • Financial flexibility with lower down payments and competitive interest rates.
    • Peace of mind knowing you have the support and resources of a state-backed program.
    • Tailored options to suit different financial situations, helping you find the perfect fit for your homeownership journey.

Take the Next Step Towards Homeownership

Ready to learn more about NIFA Loans and see if you qualify? Contact us today to speak with a NIFA-approved lender who can help you explore your options and guide you through the process.