Prep time Cook time Serves 15 minutes 1 hour 2 minutes 4 to 6 Ingredients 3 cloves garlic 3 to 4 large lemons, divided 1 medium red bell pepper 2 pounds Yukon gold potatoes 1/4 cup plus 1 tablespoon olive oil, divided 1 tablespoon dried oregano 1 1/2 teaspoons kosher salt, divided 3/4 teaspoon freshly ground black pepper, divided 2 pounds bone-in, skin-on chicken thighs (4 to 6) 1/2 to 3/4 cup low-sodium chicken broth 1/2 medium bunch fresh dill or parsley, or a combination 3 ounces feta cheese (optional) Instructions 1) Arrange a rack in the middle of the oven and heat the oven to 400ºF. 2) Prepare the following, adding each to the same large bowl as you complete it: Mince 3 garlic cloves. Juice 2 to 3 of the large lemons until you have 1/3 cup. Cut 2 pounds Yukon gold potatoes into 1-inch wedges. Trim and cut 1 medium red bell pepper into 1-inch pieces. 3) Add 1/4 cup of the olive oil, 1 tablespoon dried oregano, 1 teaspoon of the kosher salt, and 1/2 teaspoon of the black pepper. Toss to evenly coat the potatoes and pepper. 4) Cut the remaining 1 large lemon into 6 wedges. Pat 2 pounds bone-in, skin-on chicken thighs dry with paper towels. Season all over with the remaining 1/2 teaspoon kosher salt and 1/4 teaspoon black pepper. 5) Heat the remaining 1 tablespoon olive oil in a large (at least 12 inch) cast iron or oven-safe skillet over medium-high heat until shimmering. Add the chicken skin-side down in a single layer. Cook until the fat is rendered and the skin is crisp and golden brown, about 12 minutes. Transfer the chicken to a plate skin-side up in a single layer (the chicken will not be cooked through at this point). 6) Add the potato mixture and any liquid at the bottom of the bowl to the skillet and stir to coat in the pan drippings. Arrange into an even layer. Pour 1/2 cup of the low-sodium chicken broth over the top. Nestle the lemon wedges and chicken skin-side up into the potatoes. Pour in any accumulated juices on the plate. 7) Transfer the skillet to the oven. Roast until the chicken is cooked through and the potatoes are tender and browned in spots, 40 to 50 minutes. If the skillet becomes too dry, add the remaining 1/4 cup low-sodium chicken broth. 8) Let the chicken and potatoes rest for 5 minutes. Meanwhile, coarsely chop the leaves and tender stems from 1/2 medium bunch fresh dill or parsley until you have about 1/2 cup. 9) Crumble 3 ounces feta cheese over the chicken if desired (about 1/3 cup). Sprinkle with the herbs. By Rachel Perlmutter

Refinancing your mortgage is more than just a way to lower your interest rate—it’s a versatile financial strategy that can open doors to new opportunities. Whether you're looking to build long-term financial security, create a safety net for unexpected expenses, or achieve a specific life goal, refinancing offers numerous possibilities. Here are some unique ways refinancing can help you take control of your financial future. Build Equity Faster For homeowners who want to pay off their mortgage sooner, refinancing into a shorter loan term, such as moving from a 30-year to a 15-year mortgage, can be a game changer. While this approach may increase your monthly payments, it can significantly reduce the total interest paid over the life of the loan and help you build equity in your home more quickly. Faster equity growth also provides added financial security, giving you more options for future borrowing or home sales. Stabilize Your Monthly Payments If you currently have an adjustable-rate mortgage (ARM), refinancing into a fixed-rate mortgage can provide stability in your monthly payments. Fixed-rate mortgages protect you from interest rate fluctuations, offering predictability in your budget—especially valuable in an uncertain economic climate. This switch can help you plan better for the long term without worrying about rising rates. Tap Into Your Home’s Value with a Cash-Out Refinance A cash-out refinance allows you to access the equity in your home for a lump sum of cash. This option is ideal for homeowners looking to fund significant expenses like starting a business, paying for college tuition, or even creating an emergency fund. While it does increase your mortgage balance, it often comes with lower interest rates compared to personal loans or credit cards, making it a cost-effective way to finance large expenses. Plan for Retirement As you approach retirement, refinancing can be a strategic move to align your mortgage with your future financial needs. For instance, if you’re looking to reduce monthly expenses, refinancing to a lower interest rate or extending your loan term could free up cash for other retirement goals. Alternatively, a cash-out refinance could provide funds for investments or healthcare costs, ensuring you’re financially prepared for this new chapter of life. Is Refinancing Right for You? Every homeowner’s situation is unique, and refinancing isn’t a one-size-fits-all solution. It’s essential to consider your financial goals, current mortgage terms, and the costs associated with refinancing. Working with an experienced mortgage professional can help you weigh the pros and cons to make the most informed decision. Why Choose Eagle Mortgage Inc.? At Eagle Mortgage Inc., we understand that refinancing is more than just a transaction—it’s an opportunity to improve your financial outlook. Our team of experts is here to guide you through every step of the process, helping you tailor a refinancing solution that aligns with your goals.  Whether you’re looking to save on interest, fund life’s milestones, or simply take charge of your finances, we’re here to help. Contact us today to explore refinancing options designed to meet your needs and maximize the potential of your home.