Licensed in NE and IA

The logo for eagle mortgage inc. has an eagle on it.

Homeownership Dreams Start Here

Homeownership Dreams Start Here

At Eagle Mortgage, we make homeownership dreams a reality. As a trusted mortgage company in Omaha, we focus on keeping the mortgage process simple, professional, and stress-free. Our experienced team guides you every step of the way, helping you unlock the door to your dream home.


Licensed to serve clients in Nebraska and Iowa, our mortgage company is committed to providing an easy and memorable journey to homeownership. Welcome to Eagle Mortgage, where your path to owning a home truly begins.

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Explore Our Expertly Crafted Loan Products

Start your homeownership journey confidently with our customized Loan Products at Eagle Mortgage. Enjoy a seamless lending experience for first-time buyers and refinancing. Find your dream home's perfect fit now.

Our Products

At Eagle Mortgage, our diverse mortgage products cater to your unique needs, whether you're a first-time buyer, refinancer, or investor. From conventional mortgages to specialized options, our products offer flexibility for your homeownership journey.

Our Products

Loan Programs

Improve your mortgage experience with our customized programs, offering incentives for first-time buyers and refinancing assistance to meet your needs.

Loan Programs
Unveiling Our Core Commitments

Elevating Homeownership

01

Dream Home Achievers

We help clients achieve their dream of homeownership.

02

Stress-Free Guidance

We take extra time to simplify the mortgage process, reducing stress for our customers.

03

Local, Personable Brokers

As local mortgage brokers, we're personable, friendly, and comforting.

04

Versatile Team Excellence

Our team of versatile talents collaborates for the betterment of our customers.

Our Company Creed

Discover Our Commitment

At Eagle Mortgage, we help clients achieve their dream of homeownership, one home loan at a time. As a mortgage company focused on personal service, we think creatively. We take time to educate each client about the loan options that suit their needs.


Our mission is to be a trusted mortgage company. We want to be the go-to source for home loans. We dedicate ourselves to making homeownership simple and achievable.


More about our company

Years Of Lasting Community Impact

Eagle Mortgage Company has over 30 years of service, taking great pride in impacting the community and helping others achieve homeownership. Locally owned for over 30 years, we offer unmatched home loan services in Nebraska and Iowa, tailoring mortgage products to meet unique needs. Our skilled team of brokers makes securing a mortgage a breeze, whether you're a first-time buyer or looking to refinance. We aim to build enduring relationships with exceptional loan services.

  • Trusted Excellence with A+ BBB Rating

    At Eagle Mortgage, our A+ rating from the BBB underscores our steadfast dedication to transparency, integrity, and client satisfaction. Adhering to the industry's highest standards, we build trust within Nebraska and Iowa communities. Choosing us means opting for a business with a top-notch reputation, assuring you of our commitment to honesty, integrity, and excellence in every aspect.

  • Eagle Mortgage and Happy Homeowners

    At Eagle Mortgage, our clients' smiles tell the story. Discover the genuine satisfaction and joy experienced by those who have chosen us for their homeownership journey. With heartfelt testimonials echoing the success of our clients in Nebraska and Iowa, we invite you to explore the happiness found in partnering with Eagle Mortgage. Your dream home is not just a destination; it's a shared celebration of client contentment and fulfillment.

  • Building Lasting Bonds with Eagle Mortgage

    At Eagle Mortgage, we go beyond transactions to forge lasting relationships with our clients. Beyond securing your dream home, we aim to create meaningful connections that extend far beyond the closing date. Our commitment goes beyond the initial loan process; it's about being your long-term partner in homeownership. Experience the difference of a mortgage partner invested in your journey. Choose Eagle Mortgage for a relationship that stands the test of time – because your home is not just a transaction; it's a chapter in our ongoing story together.

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NMLS #9973
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NMLS#1531082
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NMLS#2036692
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NMLS#1681193
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NMLS#1925538

Testimonials

Explore Insights

Dive into Our Blog

Explore Insights and Expertise in Our Latest Blog Posts.

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November 1, 2024
Navigating the world of home financing can feel overwhelming, especially with the intricate details hidden within mortgage agreements. To safeguard your financial future, it's essential to ask the right questions before committing to a lender. At Eagle Mortgage, we believe informed borrowers make the best decisions, so we’ve compiled the top questions you should ask your mortgage lender before signing any agreement. 1. What Types of Loans Do You Offer? Understanding your options is key to choosing the best mortgage for your needs. Lenders typically offer a variety of loans, such as fixed-rate, adjustable-rate mortgages (ARMs), FHA loans, and VA loans. Each type comes with different terms, interest rates, and benefits. Ask your lender to explain the pros and cons of each option to determine which suits your financial situation best. 2. What Is the Interest Rate and Is It Fixed or Adjustable? The interest rate directly affects your monthly payments and the total cost of your mortgage. Fixed-rate mortgages maintain the same interest rate throughout the life of the loan, offering stability in budgeting. Adjustable-rate mortgages, on the other hand, may start with a lower initial rate that changes periodically based on market conditions. Clarify the details, such as how often the rate can change and by how much, if considering an ARM. 3. What Are the Closing Costs? Closing costs can include loan origination fees, appraisal fees, title insurance, and more, potentially amounting to 2-5% of the loan principal. Ask for a detailed breakdown of these costs early in the process to avoid surprises at closing. Inquire whether any part of these expenses is negotiable or if assistance programs are available to help cover them. 4. Are There Any Prepayment Penalties? If you plan to pay off your mortgage early or make extra payments to reduce the principal, ensure that your lender doesn’t charge prepayment penalties. This clause can prevent you from saving on interest if you wish to pay down your debt faster. Confirm the terms so you don’t face unexpected fees if your financial situation allows for early repayment. 5. What Is the Minimum Down Payment Requirement? Down payments vary, often between 3% and 20% of the home's price. A higher down payment can mean lower monthly payments and potentially better loan terms. Ask about the minimum requirement for your chosen loan type and whether private mortgage insurance (PMI) is necessary if your down payment is less than 20%. PMI adds to your monthly expenses, so understanding when it can be removed is crucial. 6. Can You Estimate the Monthly Payment and Total Loan Cost? Knowing the total cost of your loan, including principal, interest, taxes, and insurance (PITI), helps you budget effectively. Request an itemized estimate of your monthly payments, including any PMI or HOA fees if applicable. This insight ensures you won’t overextend your budget once the mortgage is finalized. 7. How Long Does the Loan Process Take? Understanding the timeline for processing your loan is vital, especially if you’re in a competitive market. Ask your lender about the average time for loan approval and funding. This helps set realistic expectations and allows you to plan for contingencies if there are any delays. 8. What Happens If My Financial Situation Changes? Life is unpredictable, and your finances can change. Inquire whether the lender offers any flexible solutions, like payment deferments or restructuring options, in case of job loss or unexpected financial difficulties. Knowing your lender’s policies ahead of time can provide peace of mind. 9. Can I Lock in the Interest Rate? Interest rates can fluctuate frequently. Ask if the lender offers rate-lock options and for how long. This feature can protect you from market changes during the loan processing period, ensuring you benefit from the rate quoted when you applied. 10. Are There Any Additional Fees or Fine Print I Should Know About?  Always ask for clarity on potential hidden fees or charges that could arise. These can include application fees, document preparation costs, or maintenance charges. Getting a clear understanding helps avoid unexpected financial obligations post-signing. Taking the time to ask these questions can help ensure that you choose a mortgage lender and plan that align with your financial goals. For personalized mortgage guidance or any questions, contact Eagle Mortgage today. We’re here to support you every step of the way in making your homeownership journey as smooth as possible.
October 1, 2024
Mortgages have become a cornerstone of homeownership in America, but how much do we really know about them? Whether you’re a seasoned homeowner or someone just stepping into the world of real estate, it’s always fun to uncover some surprising facts and statistics about mortgages. Here at Eagle Mortgage, we love helping people navigate the mortgage process, but we also enjoy diving into the numbers and history behind it all. Let’s explore some intriguing tidbits and figures about mortgages that might just surprise you. Fun Facts About Mortgages 1. The Origin of the Word “Mortgage” Did you know that the word "mortgage" is derived from the Old French word “morgage” or "mort gaige," which translates to “dead pledge”? It sounds ominous, but the meaning behind it is quite simple. The “pledge” dies either when the debt is fully paid off or when the borrower defaults on the loan. This medieval term stuck around and became synonymous with the loans used to buy homes. 2. The American Mortgage Has Evolved Today, a 30-year fixed-rate mortgage is the most common option, but this wasn’t always the case. Before the Great Depression, mortgages were much shorter in term, often requiring high down payments, and were typically renegotiated annually. Modern long-term, fixed-rate mortgages only became popular post-Depression, giving homeowners much more financial stability. 3. Painting the Door Red In Scotland, it’s a tradition to paint your front door red once you’ve paid off your mortgage. Imagine the sense of pride that comes with a bright red door symbolizing your debt-free homeownership! Perhaps it’s a tradition worth adopting here in the U.S. Eye-Opening Mortgage Statistics 1. America’s Mortgage Debt Americans owe a staggering $12.14 trillion on 84 million mortgages. This averages out to $144,593 per person with a mortgage on their credit report. Mortgages account for an impressive 70.2% of consumer debt in the U.S., showing just how significant home loans are to the economy. 2. Interest Rates in 2023 If you’ve been house-hunting or refinancing recently, you’ve likely noticed the fluctuating interest rates. The average interest rate for a 30-year fixed mortgage in 2023 was 6.79%, with rates ranging from 6.09% to a high of 7.79% throughout the year. Although rates have risen compared to historic lows, they are still manageable, especially compared to the 20% rates seen in the 1980s! 3. Home Equity Lines of Credit (HELOCs) In addition to mortgages, Americans also owe $349 billion on 13.1 million HELOCs, averaging $26,702 per account. While this represents only 2.0% of U.S. consumer debt, it’s a popular way for homeowners to access their home’s equity for renovations, debt consolidation, or major expenses. 4. Mortgage Delinquency and Foreclosures Although most mortgages are in good standing, 1.2% of mortgages were seriously delinquent or in foreclosure as of August 2023. This translates to homeowners being 90 days or more past due. While foreclosure rates have dropped significantly in recent years, there were still 144,880 new foreclosures reported in the 12 months leading up to September 2023. 5. Mortgage Debt Across States The size of mortgages varies widely across the U.S. The average home purchase mortgage through the LendingTree platform in 2023 was $224,398. However, this number is much higher in states like Hawaii, where the average loan size is $464,994, compared to West Virginia, where it’s only $150,245. Final Thoughts Mortgages are more than just a financial tool—they come with rich history and surprising facts that many of us may overlook. Whether you’re just learning about mortgage basics or you're an experienced homeowner, these statistics offer a deeper understanding of the mortgage world. For more fun facts, mortgage tips, and industry insights, don’t forget to follow Eagle Mortgage on social media. Stay updated on the latest trends and financial tips to help you on your homeownership journey! Follow and Like Our Social Media Accounts for More Mortgage Insights!
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